Still have tax questions? You’re not alone

Taxes can feel like a riddle wrapped in red tape. You’re not alone if you’re still unsure about refunds, records, or what to do if the IRS comes knocking. Each year, millions of taxpayers find themselves with lingering questions even after filing.

When Will My Refund Show Up?

One of the most frequently asked questions about taxes is, “Where’s my refund?”

The General Timeline

For most taxpayers, the IRS issues refunds within 21 days of processing your return. However, this is just an estimate. Paper-filed returns or those requiring extra review (such as those claiming the Earned Income Tax Credit or Child Tax Credit) might take longer to process.

How to Check Your Refund Status

The Where’s My Refund? tool on the IRS website is your best friend when tracking refunds. You’ll need these three pieces of information to use it:

• Your Social Security Number (or ITIN)
• Filing status (single, married filing jointly, etc.)
• Exact refund amount as shown on your tax return

Which Tax Records Can I Toss?

Once taxes are filed, many people wonder what documents to keep and for how long.

The 3-Year Rule

The IRS typically recommends holding onto records and returns for three years from the date of filing or the due date, whichever is later. This recommendation allows you to comply with audit requests or revise prior returns.

However, make sure to retain documents related to assets (like home purchase records) until after selling, as they affect capital gains taxes.

I Missed a Credit or Deduction. Can I Still Get a Refund?

Discovering that you forgot to claim a significant tax credit or deduction can be frustrating. But don’t worry; refunds may still be within reach thanks to the IRS's amendment process.

Filing an Amended Return

To claim missed credits or deductions, file Form 1040-X, Amended U.S. Individual Income Tax Return. The good news? You have up to three years from the original filing date to make corrections and receive your refund.

For example:

• Forgot to claim the Lifetime Learning Credit for education expenses? Submit a 1040-X.
• Overlooked deductions for medical expenses or charitable donations? File that amendment!

What to Expect

Amendments are processed manually, so they take longer than regular returns. After filing Form 1040-X, expect processing times to range from 16 to 20 weeks.

What If the IRS Contacts Me About My Return?

Seeing an IRS letter arrive in your mailbox can feel intimidating, but there’s no need to panic. Here’s how to handle it calmly:

Read the Letter Thoroughly

Most IRS letters provide specific details about why you’re being contacted. Often, it’s something minor, like a missing form or clarification on claimed deductions.

Respond Promptly

If action is required, follow the instructions in the letter. You can typically respond online, by mail, or by calling the IRS directly. Failing to address the issue could result in additional penalties or delays.

Avoid Scams

Remember, the IRS will never contact you via text, email, or social media to request sensitive information. If you suspect fraudulent communication, report it immediately.

What If I Move After Filing?

Moving after submitting your tax return might seem like a logistical nightmare, but it’s manageable with proper steps.

Updating Your Address with the IRS

To ensure you receive important communications or refunds, complete Form 8822, Change of Address. Submit it promptly to the IRS.

Update Your Address Elsewhere

Don’t forget to also update your address with:

• The U.S. Postal Service (to forward any mail)
• Your state tax authority, if you filed a state return
• Any tax preparer you might have used

Taking these steps ensures that no vital tax documents get lost in transit.

Year-Round Support for Tax Filing Peace of Mind

At SD Mayer & Associates, we’re here to guide you through tax questions year-round—not just during filing season. Our team of experts is ready to:

• Help you track down missed credits
• Clarify IRS notices
• Keep your documents and records in compliance

Whether it’s your first time filing taxes or you’re a seasoned taxpayer looking for professional insight, we’re the partner you can rely on.