SDM will assist you in understanding and meeting your Fiduciary obligations

SDM’s corporate retirement services were created to support senior management with design, implementation and maintenance of your company’s retirement plan. Our objective is to make sure your plan is fully compliant with the fiduciary standards set forth in ERISA. Additionally, we recognize how important it is for every employee to be ready for retirement; and build customized education programs based on the unique characteristics of your organization.

Find out more at our Retirement site »

Retirement Plan Ocean Bridge

The SDM Model

The SDM retirement service model was created to support the head of business (or CFO, or HR) with design, implementation and maintenance of a retirement plan.  We can support any plan size; from a start-up with $0 assets to plans in excess of $10 million.  The retirement services our SDM offers include employee and participant investment guidance and consultation.


  • Fiduciary Plan Review
    • Best practices approach to plan oversight
  • Independent Benchmarking Analysis of plan costs, services and investments
  • Custom Plan Design
    • Maximize tax benefits to owner(s)
    • Provide meaningful retirement benefit to employees
    • Investment due diligence
    • Fiduciary Briefcase
      • Website for secure storage for the documents of a customized plan
    • Employee/Participant investment advice and guidance to optimize plan


There are two ways by which SDM can receive payment for their services. The first is by a fixed percentage of plan assets. The percentage tends to be anywhere between 0.25% and 0.5% of plan assets. The second option is by a flat fee which typically fluctuates between $5k to $10k. Both of these options resemble annual recurring income.

Client Success Story – Lagunitas Brewing Company (LBC)

SDM transitioned the Lagunitas Brewing Company retirement plan from SIMPLE-IRA to 401k/Profit-Sharing in 2011. Over the past three years, the company has grown from thirty-five employees to currently over four hundred. A flexible plan design of 401k allowed for customized waiting period, vesting schedule, and exclusion of part time.  The transition to 401k also improved employee experience with education material, website, and reporting.

Securities and Advisory Disclosure: 
Securities offered through ValMark Securities, Inc. Member FINRA, SIPC. Fee based planning offered through SDM Advisors, LLC. Third party money management offered through ValMark Advisors, Inc a SEC registered investment advisor. 130 Springside Drive, Suite 300, Akron, Ohio 44333-2431. 1-800- 765-5201. SDM Advisors, LLC is a separate entity from ValMark Securities Inc. and ValMark Advisers, Inc.